For Real Estate Agents
Send Me a Buyer. Hear Where They Stand the Same Day.
I’m RL Hesson, an independent mortgage broker in Franklin. The day you send a buyer, I contact them, and you hear from me: where they stand and what is missing.
5.0 from 76 Google reviews
Calls and texts returned the same day, seven days a week
What You Can Hold Me To
1
Same-Day Word on Every Buyer
The day you send them, you hear from me: where they stand and what is missing.
2
Your Buyer Hears From Me the Same Day
I contact every buyer you send the day you send them.
3
Answered Seven Days a Week
Calls and texts returned the same day. Offers get written on Saturday nights. I am available for them.
4
Same-Day Application Review
Every complete application is reviewed the day it is submitted.
After You Send a Buyer
What Happens the Day You Text Me
01
You Text Me a Name
A name and a number is enough. Add the price range and the timing if you know them.
02
I Contact Your Buyer That Day
I call or text them the same day you send them. Your text to me gets an answer the same day.
03
You Hear From Me Before the Day Is Out
Where your buyer stands and what is missing. If their pay stubs are not in, you know while one text from you can still fix it.
04
Complete Application, Same-Day Review
The day the application is complete, I review it. You hear where it stands from me, without chasing.
Why I Work This Way
I Have Run a Brokerage
Before lending, I co-owned Ten Oaks Real Estate and grew it to 330 agents across several states before it was sold to a national firm.
I know what a contract date means to your seller, to your buyer and to you. I know what it costs you when a lender goes quiet, and I know you have other lenders. This page is how I earn the next buyer.
No handoffs. No call centers. You deal with me from the first text to the closing table.
Closing Dates
The Contract Date Is the Date I Work Back From
On every file, the closing date in your contract sets the schedule. Here is how the file gets there:
Before the offer. The application is complete and reviewed before I issue a pre-approval, so the file is ready the day the contract arrives.
Underwriting. Submitted within three days of the contract, usually one to two.
Closing Disclosure. Sent early, often two weeks or more before closing, so the three-day waiting period never puts the date at risk.
Closing day. The date on your contract.
If anything threatens that date, you hear it from me. The listing agent gets a lender who calls back the same day, and you get word from me when something moves.
My Record
I have never missed a closing date.
Range
Everyday Files, Matched to the Right Lender
A bank has one set of guidelines. I have access to more than 30 lenders and shop every file to find the one whose guidelines fit it, from a first-time buyer to the files banks send back.
First-Time Buyers
FHA and conventional loans, including down payment assistance programs.
VA Buyers
Purchases for veterans and service members, with VA eligibility confirmed up front.
Self-Employed Buyers
K-1s, S-corps and pass-through income, read the way an underwriter reads them.
Jumbo Purchases
Assets and reserves reviewed up front on high-balance files.
Buyers With a Home to Sell
Move-up and contingent purchases, with the financing planned around both closings.
Investors
Rentals and second homes, including DSCR loans that qualify on the property’s rent.
Loan types I have closed: conventional, FHA, VA, non-QM, jumbo, DSCR and down payment assistance. Program details are on the Loan Programs page.
The Hand-Off
A Text You Can Forward to Your Buyer
A buyer who is expecting my call picks up. Send them this when you text me their name, then leave the rest to me.
Copy it as it is or change what you like.
To Your Buyer
I’ve asked RL Hesson at Hesson Loans to help with your financing. He will reach out today. You can call or text him at (615) 516-3176.
From Agents
Agents Who Have Closed With Me
“RL is the lender I send my buyers to, FHA and conventional alike. I never have to chase him for an update, and my buyers hear from him the day I pass along their name. One of them closed eleven days after I sent him over.”
Kristin – Compass – Franklin, TN
“RL has closed a seven-figure purchase, VA and FHA loans, and a non-QM purchase for my clients. He finds the lender that fits the file. My clients go back to him when it’s time to refinance or buy again.”
Brandon – RE/MAX – Franklin, TN
“Both buyers I sent RL were purchases over a million dollars, and one closed the week between Christmas and New Year’s. I knew where each file stood the whole way. I have sent him more buyers since.”
William – Compass – Nashville, TN
Text Me Your Next Buyer
A name and a number is enough. You hear from me the same day, seven days a week.