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Apply Online. Know Where You Stand the Same Day.

I’m RL Hesson, an independent mortgage broker in Franklin. Apply in my secure portal and I’ll review your complete application the same day you submit it. If anything is missing, I’ll tell you exactly what.

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5.0 on Google

What You Can Count On

Same-Day Application ReviewEvery complete application is reviewed the same day it’s submitted.
Same-Day Calls and TextsReturned the same day, seven days a week.
More Than 30 LendersYour loan is shopped to find the lender that fits your file.
Never Missed a Closing DateI work back from the date on your contract.

After You Apply

What Happens Next

Already under contract? Skip steps 4 and 5. Refinancing follows the same steps, without the house hunt.

You apply online.Start in my secure portal. Your application comes straight to me.
I review it the same day.Every complete application is reviewed the same day it’s submitted. If anything is missing, I’ll tell you exactly what.
You hear from me.Your pre-approval and the terms behind it, by call or text.
If you’re still shoppingYou shop with your agent.Make offers backed by a pre-approval built on a complete, reviewed application.
If you’re still shoppingYou go under contract.Send me the contract. The closing date on it is the date I work back from.
I shop your loan.I compare more than 30 lenders on the whole cost: rate, points, fees and how long you’ll keep the loan.
Your file goes to the lender.Submitted to underwriting within three days of your contract, usually one to two. I’ve never missed a closing date.

Who You’ll Work With

RL Hesson

Independent mortgage broker in Franklin, Tennessee. NMLS #2192188.

You work with me from your first call to closing. No call centers, no handoffs.

More about me

Background

Caesars Entertainment A leader in business intelligence and analytics
Acadia Healthcare Chief Information Officer
Ten Oaks Real Estate Co-founder, grew it to 330 agents
The Mortgage Playbook Author

Google Reviews

What Borrowers Say

        Posted on Google  
   Houston A 
 
 
 Trustindex verifies that the original source of the review is Google. We had an outstanding experience working with RL Hesson on our home loan. He was incredibly responsive throughout the entire process and always took the time to answer our questions thoroughly. His attention to detail and level of service were exceptional.

Our situation was a little more complicated because we needed to navigate a home-sale contingency. RL was extremely helpful in walking us through the different options and making sure we understood the pros and cons of each. When the sellers countered with an offer to cover three months of bridge-loan costs, RL went above and beyond to help us evaluate that option versus other alternatives so we could make the best decision for our family.

I’ve worked with loan officers before, but I’ve never experienced this level of service. Working with RL honestly felt like having a concierge-level loan officer. RL is someone who was available, stayed on top of every detail, and genuinely cared about getting us through the process successfully. On top of all of that, he was able to secure us a great rate, which made an already excellent experience even better.

I would highly recommend RL Hesson to anyone buying or refinancing a home. We couldn’t have asked for a better experience.
  
 
     Posted on Google  
   Susan B 
 
 
 Trustindex verifies that the original source of the review is Google. What an amazing experience it was working with RL! He really went above and beyond, even working late into the night on day 1, to push us toward approval as fast as possible. He was always quick to respond to all of our emails and texts, and always kept us updated throughout the whole process. We are definitely recommending him to everyone we know!
  
 
     Posted on Google  
   Connor S 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t express enough how grateful we are for RL. After a difficult experience with another lender, he stepped in seamlessly, got us up to speed, and walked us through every option with patience and clarity. He is incredibly kind, thorough, and knowledgeable—but what truly set him apart was his communication. It was consistently clear, timely, and reliable, which made the entire process feel manageable and far less stressful. We always felt informed and supported. I would highly recommend RL to anyone looking for a dependable and professional mortgage broker.

Read all reviews on Google

Not Ready to Apply Yet?

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