Buying a Home in Brentwood, TN: Prices, Property Taxes and Loan Limits
What homes sell for in Brentwood, why the same 37027 address can carry very different property taxes, and where the jumbo line sits.
I’m based next door in Franklin, and these are the numbers I walk Brentwood buyers through before they make an offer. Most Brentwood homes sell above the conforming loan limit, so I shop jumbo loans across more than 30 lenders and build your escrow from the exact address.
“Our situation was a little more complicated because we needed to navigate a home-sale contingency. RL was extremely helpful in walking us through the different options and making sure we understood the pros and cons of each. … I’ve worked with loan officers before, but I’ve never experienced this level of service.”
Houston A.
Brentwood, TN
Who This Page Is For
Brentwood prices sit above the conforming loan limit, and a Brentwood mailing address doesn’t always mean Brentwood’s tax rate. Both change how you plan the loan.
This Page Fits If You:
Most of the Brentwood buyers I work with are in one of these situations:
Are buying a home in Brentwood or with a 37027 address
Are shopping above the $1,029,250 conforming loan limit
Want to know what a specific address will cost in property taxes
Need to buy before your current home sells
Want a pre-approval before you start touring homes
Buying in Brentwood: The Local Numbers
Prices, property taxes, the loan limit and cash to close, each with its source.
What Homes Sell for in Brentwood
From March to September 2026, the median sale price of a single-family home in the 37027 ZIP code ran from about $1.2 million to $1.6 million a month, and about $1.45 million in a typical month (RealTracs, closed sales). The average runs higher because a few large sales pull it up, so the median is the better guide. Counting all home types, Brentwood’s median was $1.4 million for the three months ending August 2026 (Redfin).
Brentwood Property Taxes in 2026
A Brentwood mailing address can sit in one of three places, each taxed differently: inside the City of Brentwood, outside city limits in Williamson County, or in a pocket of Davidson County that shares the 37027 ZIP code. Brentwood’s city limits stop at the county line, so those Davidson County homes pay Metro Nashville’s rate (Williamson Scene). Tennessee assesses a home at 25% of its appraised value and taxes each $100 of that assessed value (Tennessee Comptroller). A $1,500,000 home is assessed at $375,000:
| Where the home is | 2026 rate per $100 of assessed value | Yearly tax on a $1,500,000 home |
|---|---|---|
| Inside the City of Brentwood | $1.4900 | About $5,588 |
| Outside city limits, Williamson County | $1.3000 | About $4,875 |
| Davidson County, with a 37027 address | $2.7820 | About $10,433 |
Williamson County rates from the county’s 2026 tax rates. Davidson County’s is Metro’s General Services District rate (Davidson County Assessor), which Metro kept for 2026 (Metro Council update); a few Davidson County cities add their own rate on top. Each county taxes its own appraised value, which can differ from your price. My mortgage calculator has these rates built in.
When Property Tax Bills Come Due
Both counties mail bills in early October. They’re due by the last day of February, and unpaid taxes add 1.5% a month from March 1 (City of Brentwood; Metro Trustee). Tennessee taxes are paid in arrears, so at closing the seller usually credits you their share of the current year.
How to Tell Which Rate Applies
A 37027 address doesn’t tell you the county or whether a home is inside city limits. Last year’s tax bill for the home shows which county and city taxed it, and the listing agent can usually pull it. I check it for any home you’re serious about, before you write an offer.
The 2026 Loan Limit and Jumbo Loans
For a one-unit home, the 2026 limit is $1,029,250 for conforming loans (FHFA) and FHA loans (HUD), in both Williamson and Davidson counties. Most Brentwood homes sell above that line, so most purchases here are jumbo loans unless the down payment is large. Jumbo lenders set their own rules on credit, reserves and how they read income, which is why I shop them across more than 30 lenders. See jumbo loans in Tennessee.
Cash to Close
Tennessee’s transfer and mortgage taxes, title insurance, recording fees and prepaid taxes and insurance make up most of what you bring to closing beyond the down payment. See what it costs to close on a home in Franklin; the costs work the same way in Brentwood. If your down payment is tied up in the home you’re selling, see buy before you sell.
Also Looking in Franklin?
Franklin prices run lower, and its taxes depend on the city limits and the Franklin Special School District line. See buying a home in Franklin. Comparing more cities? See buying a home in Middle Tennessee.
Common Questions About Buying in Brentwood
At 2026 rates, about $5,588 a year inside the City of Brentwood and $4,875 outside city limits in Williamson County. A home in the Davidson County part of 37027 pays Metro Nashville’s rate, about $10,433. Each county taxes its own appraised value, which can differ from your price.
No. The ZIP code also covers homes outside city limits in Williamson County and pockets of Davidson County. Brentwood’s city limits don’t cross the county line, so check the address before you budget.
Both Williamson and Davidson counties mail bills in early October, due by the last day of February. Interest of 1.5% a month starts March 1.
$1,029,250 for a one-unit home, for conforming and FHA loans, in both Williamson and Davidson counties. A larger loan is a jumbo loan.
Often, since most Brentwood homes sell above $1,029,250. Your loan amount decides it, not the price, so a larger down payment can keep you conforming. I can price both for you side by side.
Often, yes: by qualifying with both payments, with a bridge loan or a home equity line, or with a home-sale contingency in your offer. See buy before you sell.
Most pre-approvals go out the same day, and every complete application gets a same-day review. The application takes 10 to 15 minutes.
Related reading: Buying a Home in Franklin, TN · Jumbo Loans in Tennessee · What It Costs to Close on a Home in Franklin, TN
How I Approach a Brentwood Purchase
Four things I do on every Brentwood file.
Taxes From the Exact Address
I confirm the county and city for the home, then build your escrow from those rates, not a ZIP code average.
Local From Day One
I’m based next door in Franklin. Listing agents can call or text me about your pre-approval letter and hear back the same day.
More Than 30 Lenders
Jumbo rules on credit, reserves and income vary by lender. I find the one whose rules fit your purchase.
One Person, Seven Days a Week
You work directly with me from first conversation through closing. No call centers. No rotating contacts.
Same-day calls and texts, 7 days a week, and consistent follow-through at every step.
Buying a Home in Brentwood?
Call or text me before you start touring and we’ll set up your pre-approval. Same-day calls and texts, 7 days a week.
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